Schengen Treaty Qualifying Travel Health Insurance - Meets Visa Requirements For the European Union

There is no charge to the individual for using the services of a licensed health insurance agent—the commission is entirely paid by the carrier. The carrier is prohibited from selling the policy any cheaper if an individual does not use an agent.

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Following a European Council decision of 22 December 2003, as of 1 June 2004 visa holders are as a rule required to have travel health insurance with a minimum coverage of EUR 30,000 that is valid for the entire Schengen area. If possible this insurance should be taken out in the applicant's own country, but it can also be purchased by the host.  Parties to the Schengen Treaty are Austria, Belgium, Denmark, France, Finland, Germany, Greece, Iceland, Italy, Luxembourg, the Netherlands, Norway, Portugal, Spain and Sweden.

For ages 70 to 84 please see the TravelGap Excursion Plan below.  This plan also covers pre-existing conditions to the policy limit.

"Atlas Travel Series"
International Travel Health Insurance Plan
Includes Pre-existing Conditions Coverage for Both US and Non US Citizens
Hazardous Sports Coverage Rider Available, War and Terrorism Coverage and Political Evacuation Coverage
Live Chat Mon to Fri 8AM to 8PM EST

International Individual Travel Medical Insurance- For US and non-US Citizens traveling outside your home country for 7 days through three years. Both US and International PPO network of doctors and hospitals (see bottom of this page). Includes $25,000 accidental death and dismemberment coverage.  For US and Non US citizens - coverage for acute onset of pre-existing conditions, war and terrorism and complications of pregnancy (see webpage for details).  Payments can be made for exact number of days needed and renewable after three months.  This plan can be started with 3 months and then renewed month by month up to 3 years.  Quotes and applications online, ID card transmitted electronically as soon as application completed.

"Liaison International/Worldwide & Majestic Travel Plans"
Medical insurance for people traveling outside their home country
Trips between 5 days to 3 years - Continuous renewal available as little as 5 days at a time - Immediate coverage available - Print ID Card immediately (For New York and trips longer than 6 months use Majestic)

Available online, "The Liaison Travel Plans" are a group of travel health insurance coverages available from 5 days up to 3 years.  Ideal for US citizens traveling overseas, for temporary visitors to the United States and for anyone worldwide outside of their country of residence.  All the Liaison products are renewable while the customer is in the US (most home country insurance plans do not allow this).  There is not a restriction on how long you have been in the US, regarding eligibility to purchase.  Liaison can be bought monthly and renewed online monthly, so you do not have to predetermine the time period coverage will be needed.

"HTH TravelGap Insurance"
Temporary International Health Insurance Plans For US Citizens Only
TravelGap Excursion Covers Pre-existing Conditions to The Policy Limit
TravelGap Excursion is the Plan For Ages 70 to 84
TravelGap Multi-trip for frequent travelers to age 84
War and Terrorism Coverage and Political Evacuation Coverage

HTH TravelGap Plans - International Individual Travel Medical Insurance- For US Citizens traveling outside the US for up to 6 months.  This plans covers pre-existing conditions.  The plan is available for people having US primary health insurance plans.  The plans use Aetna provider network in the US and have contracted healthcare providers worldwide that accept direct payment from HTH.  This plan is excellent for people that would prefer to come home in the event of a major health problem.  Quotes and applications online, ID card transmitted electronically as soon as application completed.

"Liaison Traveler"
Plans Especially for the Frequent Traveler

Each year, millions of people travel internationally. While many of them may have medical coverage when traveling outside their Home Country, few will have the proper coverage for incidental medical expenses arising from an emergency, medical evacuation, or repatriation of mortal remains. "Liaison Traveler" is supplemental coverage designed to meet those needs. It is underwritten by The Insurance Company of the State of Pennsylvania, a member of the AIG group of companies and rated "A++" by AM Best, their highest possible rating. Note these plans are not yet available online.

"Roundtrip Travel Plan"
Trip Cancellation Plan

Available online, Cruise Insurance, Trip Cancellation, Trip Delay, Medical Expense, Medical Evacuation/Repatriation. Lost Baggage/Personal Effects, Baggage Delay, 24 hour Accidental Death and Dismemberment, Travel Assistance Services, Optional Flight Accident per trip.

"Reside Worldwide Medical Plan"
Permanent International Health Insurance Plan

"Reside Worldwide Medical Plan" is a low cost scheduled benefit plan. 

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For more information please contact:

John K. Arnold
Managing General Agent
International Insurance Website www.insurance-network.com
E-Mail: John K. Arnold

Phone: 407-592-0311
Fax:     407-386-7053

If outside the US, it is best to e-mail as we can respond more quickly.  Thanks.

Let me know how I can help you.

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