Schengen Treaty Qualifying Travel Health Insurance - Meets Visa Requirements For the European Union

There is no charge to the individual for using the services of a licensed health insurance agent—the commission is entirely paid by the carrier. The carrier is prohibited from selling the policy any cheaper if an individual does not use an agent.

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Following a European Council decision of 22 December 2003, as of 1 June 2004 visa holders are as a rule required to have travel health insurance with a minimum coverage of EUR 30,000 that is valid for the entire Schengen area. If possible this insurance should be taken out in the applicant's own country, but it can also be purchased by the host.  Parties to the Schengen Treaty are Austria, Belgium, Denmark, France, Finland, Germany, Greece, Iceland, Italy, Luxembourg, the Netherlands, Norway, Portugal, Spain and Sweden.

"Atlas Travel Series"
Temporary International Health Insurance Plan
Includes Pre-existing Conditions Coverage for Both US and Non US Citizens
War and Terrorism Coverage and Political Evacuation Coverage

Atlas Travel Series - International Individual Travel Medical Insurance- For US and non-US Citizens traveling outside your home country for 7 days through three years. Both US and International PPO network of doctors and hospitals (see bottom of this page). Includes $25,000 accidental death and dismemberment coverage.  For US and Non US citizens - coverage for acute onset of pre-existing conditions, war and terrorism and complications of pregnancy (see webpage for details).  Payments can be made for exact number of days needed and renewable after three months.  This plan can be started with 3 months and then renewed month by month up to 3 years.  Quotes and applications online, ID card transmitted electronically as soon as application completed.

"Liaison International Plan"
Temporary International Health Insurance Plan

Available online, "Liaison International Plan" is a temporary coverage available from 15 days up to 3 years.  Ideal for US citizens traveling overseas, for temporary visitors to the United States and for anyone worldwide outside of their country of residence.  Liaison can be bought monthly and renewed online monthly, so you do not have to predetermine the time period coverage will be needed.

"HTH TravelGap Insurance"
Temporary International Health Insurance Plan For US Citizens Only
Includes Pre-existing Conditions Coverage
War and Terrorism Coverage and Political Evacuation Coverage

HTH TravelGap Plans - International Individual Travel Medical Insurance- For US Citizens traveling outside the US for up to 6 months.  This plans covers pre-existing conditions.  The plan is available for people having US primary health insurance plans.  The plans use Aetna provider network in the US and have contracted healthcare providers worldwide that accept direct payment from HTH.  This plan is excellent for people that would prefer to come home in the event of a major health problem.  Quotes and applications online, ID card transmitted electronically as soon as application completed.

"Liaison Traveler"
Plans Especially for the Frequent Traveler

Each year, millions of people travel internationally. While many of them may have medical coverage when traveling outside their Home Country, few will have the proper coverage for incidental medical expenses arising from an emergency, medical evacuation, or repatriation of mortal remains. "Liaison Traveler" is supplemental coverage designed to meet those needs. It is underwritten by The Insurance Company of the State of Pennsylvania, a member of the AIG group of companies and rated "A++" by AM Best, their highest possible rating. Note these plans are not yet available online.

"Worldwide Air Ambulance"

Medical Air Services - Emergency Air Ambulance, Ground Ambulance, Return Transportation, Non Injury Transportation, Escort Transportation, Travel Expense Reimbursement, Much More, No Deductibles, No Mileage Limitation, No Claim Forms, No Dollar Limits, Essential for Travelers

"Roundtrip Travel Plan"
Trip Cancellation Plan

Available online, Trip Cancellation, Trip Delay, Medical Expense, Medical Evacuation/Repatriation. Lost Baggage/Personal Effects, Baggage Delay, 24 hour Accidental Death and Dismemberment, Travel Assistance Services, Optional Flight Accident per trip.

"Reside Worldwide Medical Plan"
Permanent International Health Insurance Plan

"Reside Worldwide Medical Plan" is a comprehensive major medical insurance for international citizens. It provides up to $5,000,000 US in lifetime benefits. 

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For more information please contact:

John K. Arnold
Managing General Agent
International Insurance Website www.insurance-network.com
E-Mail: John K. Arnold

Phone: 407-592-0311
Fax:     407-386-7053

If outside the US, it is best to e-mail as we can respond more quickly.  Thanks.

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